Events Resources Services About Us Home Page Home Page
  • Home
  • About Us
    • About JP Financial Group, LLC.
    • Our Locations
    • Employee Directory
    • Privacy Policy
    • Partners Page
  • Get A Free Insurance Quote
    • Financial Services
    • Annuity Quote Form
    • Life Insurance Quote
    • Term Life Insurance Quote
    • Health Insurance Quote
    • Dental Insurance Quote
    • Vision Insurance Quote
  • Resources
    • Refer a Friend
    • Event Calendar
    • Calculators
    • Important Files
    • Insurance Glossary
    • Free Reports
  • Seminar Registration
  • Contact
    • Contact Us
    • Join our Newsletter
Women, Wisdom and Wealth Insurance Retirement Planning
Home > Life Insurance Home

Life Insurance


Life Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Life Quote Form
Term Life Quote Form

Life Insurance Information

There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.

But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional.

Annuities Life and Health Insurance Long Term Care Insurance Cash Flow Management Inccome Protection
Contact Us RSS Insurance Website Templates by Insurance Website Builder Refer A Friend Find Us on Facebook Follow us on Twitter Connect with us on LinkedIn